I hope they stay that way too! Its the only way to insure a proper recovery. Some people say low rates cannot continue as banks will just start lending to anyone again. I disagree, look at your post about the fact that 25% of mortgage products are targeted at their current customers. What this really means is that first time buyers are not going to find it easy to get a mortgage so property prices will not rise rapidly due to simple supply and demand issues. I hope the policy makers read this and conclude the way forward is to keep rates at 0.5% or less for the next 2 to 3 years.

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