What polarisation? The polarisation taking place between those who think the worst is over, and those who think that this little, illogical, upspring in prices - caused largely regionally by desperation and a shortage of property - we're tottering on the brink of a second, big house price collapse. This won't help... Halifax reports the biggest three-month price rise since the peak of the market, at 2.8%, and a monthly rise of 1.6% in September. Annually, prices are down 7.4% (remember, they were 17.7% down, just in April).

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