It was a a month ago that the Rat and Mouse brought readers' attention to the passing of the Homeowner Mortgage Support Scheme deadline for lenders to sign up. We'd heard stuff. What kind of stuff? The kind of stuff that suggested so many major lenders were planning on kicking the whole scheme to the sidelines that it was going to be as effective as a bicycle with square wheels. Today, a mere four months after the emergency scheme was announced, it goes live. Except, without the support of Barclays, HSBC, Nationwide, Abbey or Alliance & Lester. Never mind, Government-owned Lloyds, RBS and Northern Rock were all keen...

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