Here's a strange one. The Addymans say they've a £226,000 loan in place with Natwest, that they're completely up-to-date on their payments, their payment history is impeccable, and yet they've received a letter from their lender telling them that the loan is to be withdrawn and if they can't pay back the £226,000 in full within a week, they'll begin repossession proceedings. Why? The bank apparently won't tell them. Nor will it enter into any dialogue about the case whatsoever:

The letter concluded: 'We assure you that we have only reached this decision after careful consideration. However our decision is final and we are not prepared to enter into any discussion in relation to it.'

It all sounds a little Orwellian. What's going on?

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