When I bought my house, the vendor threw in a ride-on lawnmower. In comparison Hill’s Lamborghini looks a little more incentivising. But now that the market’s in decline a 13% discount on the asking price (and the associated reduction in stamp duty) might be more attractive than a second-hand car.

Our publisher asks "when's an incentive an incentive, and when's it a cashback?"... in his regular guest column for Citywire.

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