How i love Kirstie... I managed to get a few minutes chatting with Phil the other day and his outlook, while not dissimilar to Kirstie's, was probably a tad more positive.
I think it's definitely the former (Kirstie couldn't go to the fancy places her friends were going), than the latter (not having the bus fare). Then again, we are talking pre-Oyster so who knows...
What do you guys make of this? - http://blogs.channel4.com/4homes/2008/10/31/house-prices-to-recover-by-2023/