How ridculous that article in the Guardian was. And how typical of the mindless optimism of the self-styled 'property experts' who have ridden the recent bull market. So this 'expert' has seen any estimates of a fall in prices of 25%? She should go to housepricecrash.co.uk. There are plenty of them - and if you look, the more serious and disinterested the analyst, the more bearish the prediction. The sooner we are rid of the likes of cheerleaders like Ms Wallis the sooner prices can correct to realistic level (which is down 25-35% from the peak) and get back to a normal property market.

HI Simon,

Surely you'd agree, though, that 25%/30% fall predictions are at one end of a spectrum? Would Wallis have acted more responsibly by advising a family to take a giant financial punt based on success depending on only the most bearish predictions coming to pass, and her finding an extraordinarily generous savings account? You may well turn out right. But that's a gamble you need to take with your own money, surely? I may well be wrong (my requests for interviews have been turned down), but I read that HousePriceCrash was founded on the principle of selling to rent (and, alarmingly, several years ago). It's a great read, and its predictions might eventually turn out to be correct, but I'm not sure it's any more "disinterested" than the mainstream media.