The story of the UK housing market – the real story, the bit with the heroes and the villains – is, like the market’s indices and headlines, in a state of constant flux.

It’s a complex piece of drama, too; each twist and turn of the plot reflecting the players in a slightly different light; a whodunit in which few of us are wholly certain of the ‘it’, let alone the ‘who’.

Newcomers to the genre make the mistake of leaping to conclusions. Remember – the first suspect’s ultimately rarely guilty. The villains don’t wear black anymore, or ride the black horses.

Our publisher... in his guest column... over at Citywire.

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