In case you haven't heard... just when the rest of the market has practically shut its doors and retired to the snug, HSBC is offering to match borrowers' current deals. They estimate that three-quarters of customers will pay less than a grand to arrange mortgages; and they're preparing for enquiries to rise threefold. Hmm. The Rat and Mouse would be surprised if that doesn't turn out to be on the low side. Clearly, HSBC will be cherry-picking the safest customers... but surely this is also a big bet on the side of interest rates remaining low for some time. More here.

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