According to official government statistics nearly six out of 10 people defined as in poverty are homeowners.

We purchased a home almost three years ago now, and we still live hand to mouth. A brief time out of work last year almost cost us our house. There was no help from the state, and without our families help their would have been yet another property repossession from hard working people.

Look what happens when we don't have house price super-inflation to sustain us. An interesting one, isn't it? And you'll find it on the BBC News site here. Actually, it's partly a first-time buyer story, about people biting off more than they can chew, and then getting so close to the "knife-edge" with their mortgage repayments and property maintenance costs that an illness, divorce, job-loss can send them into a spiral of debt and poverty. Interestingly, the story is also a call for government help for homeowners... something that is likely to get short shrift from our friends at HousePriceCrash.com. But the readers' posts are essential reading, some of them very moving. Have a story/opinion on this? Share you thoughts.