Here's an interesting new product from the Yorkshire Building Society. Drawing on the latest figures, which suggest that the average British marriage lasts just 11 years - 14 years less than the average 25 year mortgage term, the YBS launches the Fresh Start Home Loan. It sounds more optimistic than the You're Losing Your House, Kids and Most of Your Income Debt Relief Scheme, and its purpose is to split a joint mortgage and provide two separate loans with the minimum fuss and expense. Sounds sensible to us. And anyway, what do you expect from a building society? Romance? More, here.